Our founder

Our founder, Carmela Calvosa, is a qualified actuary whose insurance and actuarial experience over the last 24 years, for more than 20 clients and 5 employers in 30 different countries; each with their own variations of life and non-life insurance products, local regulations, systems constraints and reinsurance arrangements. She has also performed both buy side and sell side due diligence and worked on post merger integrations.

She has worked with hundreds of actuaries from all over the world on projects that have shaped the evolution of the industry over those 24 years:  Solvency II, ICA, IFRS 17, SAM – and in doing so has built a wide network and depth of experience. She has trained board members, led and built teams, and coached trainees and junior actuaries.

Throughout her career she has been privileged to have been in roles such as chief of staff or deputy to various Chief Actuaries, Chief Accountants, CROs helping them execute their vision for the functions they lead and playing a key role in the implementation of their strategic projects. Through Chi-X-Re this is what she continues to do.